Requests will be processed in the order they are received. All currently available Amex cards have it. In this outline, we have given a brief description of just some of the benefits available under AMEX ® Travel Insurance. Please refer to your purchased certificate of insurance/policy or see a. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca.In this outline, we have given a brief description of just some of the benefits available under AMEX ® Travel Insurance. As long as you paid full fare on a … Here is the policy language from American Express Platinum Travel Accident Insurance. American Express travel insurance can refer to 2 separate things: travel insurance features that come for free with various American Express credit and charge cards, or a standalone travel insurance product sold by American Express. Coverage is subject to certain terms, conditions, and limitations, including limitations on the amount of coverage. Please refer to your purchased certificate of insurance/policy or see a sample certificate of insurance/policy on the American Express Travel Insurance website, The decision to purchase travel insurance for your upcoming trip is personal and for you to decide. Please refer to your purchased certificate of insurance/policy or see a sample certificate of insurance/policy on the American Express Travel Insurance website for all terms, conditions, provisions and exclusions that apply to coverage. The first and last name on the AETI certificate/policy, The certificate/policy number (beginning with #5000xxxxxxxx), The reason you are requesting the termination of the AETI certificate/policy, A phone number at which you can be reached. Gi… American Express baggage insurance pays you back for baggage that a travel provider damages or loses. Refunds may take up to 3 weeks after your request is received to be posted on your account. Chase Freedom Flex℠: Best feature: Wide range of cash back rewards. Your American Express® Card may cover you with certain benefits related to travel, such as: Travel Emergency Assistance 1; Travel Accident Insurance 2† Flight Delay Insurance 3† Baggage Delay Insurance 3† Lost or Stolen Baggage Insurance 3† Hotel/Motel Burglary Insurance 3†Basic Automatic Cover has the following exclusions: Pre-existing medical conditions are not covered American Express Travel Insurance: What Isn’t Covered? Select the Card below to read the Guide to Benefits for Trip Cancellation and Interruption Insurance related to that Card. Please refer to your purchased certificate of insurance/policy on the American Express Travel Insurance website for a full description of terms, conditions, provisions and exclusions. For detailed information please refer to the below brochure: Business Travel Insurance Terms and Conditions. The request to terminate the certificate/policy was first made after the certificate/policy’s “free look” period expired. Get premium car rental insurance coverage without the premium price with up to $100,000 of insurance coverage from American Express Travel Related Services Company, Inc. for a low flat rate. Updated: March 13, 2020  Please note: The situation with the 2019 Novel Coronavirus (“COVID-19”, “Coronavirus”) continues to evolve. Select the Card below to read the Guide to Benefits for Trip Cancellation and Interruption Insurance related to that Card. Trip Cancellation and Interruption Insurance is effective for round-trip purchases made entirely with your eligible Card on or after January 1, 2020. More about American Express Travel Protection. American Express offers world-class Charge and Credit Cards, Gift Cards, Rewards, Travel, Personal Savings, Business Services, Insurance and more. For customers that do not meet the above conditions and/or who do not wish to have AAC rescind the entire certificate/policy, please see here for more information regarding available proportional refunds or refer to your purchased certificate/policy for a full description of all terms, conditions, provisions and exclusions. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca. A subsidiary of American Express, it also sells insurance … No, American Express Travel Insurance covers only specified covered reasons. Best . Publication Date: March 2, 2020 Please refer to your purchased certificate/policy or see a sample certificate /policy on the American Express Travel Insurance website for a full description of all terms, conditions, provisions and exclusions. Membership Rewards. The decision to cancel your trip is personal and for you to decide. American Express Travel Related Services Company, Inc., when acting solely as a sales agent for travel suppliers, is not responsible for the actions or inactions of such suppliers. By accepting this offer, you agree that all of the insurance in the certificate/policy is completely and totally void as if it had never been purchased or issued in the first place and that no claims will ever be paid. Certificate of Insurance/Policy Cancellation and Refund Information for American Express Travel Insurance (“AETI”) only. After years of neglecting this aspect of their card benefits, they’re extremely competitive among other bank cards — particularly The Platinum Card® from American Express . American Express Platinum Travel Accident Plan Document Coverage Activation. ; Chase Freedom Unlimited®: Best feature: Flexible cash back rewards. Additionally, since January 21, 2020, the spread of the Coronavirus has impacted travel in certain regions of the world and a number of common carriers have cancelled or will cancel scheduled trips as a result. Cards That Offer Travel Insurance of January 2021. Membership Rewards® Home; Use … It includes emergency travel medical insurance, trip cancellation, trip interruption, and baggage loss. Fear of contracting the Coronavirus is not a covered reason under the American Express Travel Insurance certificate of insurance/policy. Please review. Travel accident insurance on offer: Another benefit given to American Express card holders is travel accident insurance. While it is the most expensive option, its also the most comprehensive. There are many resources available that you may consult including: the WHO and the. Amex travel accident insurance reimburses you when a travel provider causes a death or serious injury. The American Express Travel Insurance certificate of insurance/policy includes details regarding the Covered Reasons for which a Doctor’s note is required. Pre-Existing Medical Conditions — If You Don’t Qualify for the Waiver According to American Express, a medical condition is pre-existing if you’ve shown symptoms of, sought treatment for, or adjusted your medication for in the 90 days before your insurance policy comes into effect. The Travel Insurance service from American Express US allows you to create and customise your own Travel Insurance coverage. Fear of contracting the Coronavirus is not a covered reason under the American Express Travel Insurance certificate of insurance/policy. These protections will cover things like canceled trips, lost luggage, medical emergencies, and several other scenarios. All rights reserved, Check for Pre-qualified Credit Card Offers, Credit Intel – Financial Education Center, American Express Travel Insurance website, Center for Disease Control and Prevention. On March 11, 2020, WHO declared a pandemic. Blue Cash Preferred® Card from American Express: Best feature: Bonus cash back at U.S. supermarkets and gas stations. Please Note: This email will be your confirmation that you have met the conditions noted above and will be the basis for the termination of your AETI certificate/policy and refund of your premium. But they can be as high as $500,000. Savings Accounts; Membership Rewards® Point Summary; BlueBird Alternative to Banking; ... COVID-19 Travel Insurance FAQ; Travelers Cheques; Find a Travel Service Office; Global Assist Hotline; Rewards. AMEX® Travel Insurance is optional group travel insurance underwritten by Royal & Sun Alliance Insurance Company of Canada. If your Card is not listed on this page or if you are an Additional Card Member, please call the number on the back of your Card to verify your benefits. The common carrier for the trip must have cancelled the trip after the Event Date, No claims have been paid (or will ever be paid) under the certificate/policy for any reason. For American Express travel medical insurance, you must take out a policy for anyone who wants coverage. Important Notice: This information is a summary and can only be used for informational purposes. Which is the best card for American Express travel insurance benefits? AMEX ® Travel Insurance is optional group travel insurance underwritten by Royal & Sun Alliance Insurance Company of Canada. No, American Express Travel Insurance covers only specified covered reasons. Bottom line. Whether you’re planning a trip abroad or simply looking for extra protection against life’s challenges, there is a plan that may be right for you. By accepting this offer, you agree that all of the insurance in the certificate/policy is completely and totally void as if it had never been purchased or issued in the first place and that no claims will ever be paid. To find a card that offers the insurance you want, compare other travel credit cards Please read our Coronavirus FAQs for more information. Coverage is activated for a Covered Person under the Plan while taking a Covered Trip only when the Entire Fare has been charged to an eligible Account. While American Express credit cards typically don’t offer travel medical insurance, you can get coverage from the provider’s website. That includes minor annoyances like losing your luggage as well as serious catastrophes when you can no longer continue your trip. American Express @Work; Other Accounts. An American Express credit card gives its holder access to travel advisers and special benefits when planning a trip. In recognition of the unforeseeable and unique actions of the public health and government agencies in response to COVID-19, AMEX Assurance Company (“AAC”) is implementing, for a limited period, a one-time exception to the applicable “free look” periods stated in the AETI certificate/policy. All users of our online services are subject to our Privacy Statement and agree to be bound by the Terms of Service. ¹ Coverage is provided by New Hampshire Insurance Company, an AIG Company, at no-additional-cost to the Card Member. Youre covered for everything! American Express travel insurance is a set of protections offered to travelers that come in different packages that vary in price and coverage. All users of our online services are subject to our Privacy Statement and agree to be bound by the Terms of Service. 104656, FSP No. No, American Express Travel Insurance covers only specified covered reasons. Business Travel Insurance. Premium Amex cards like the Platinum card offer the most comprehensive travel insurance benefits of all American Express cards. American Express is pleased to offer a wide range of insurance coverages tailored to your lifestyle. 35924 and distributed by American Express International (NZ) Inc. Company Number 867929, Financial Services Provider Number 43608 (American Express). American Express Travel Insurance is issued and underwritten by Chubb Insurance New Zealand Limited (Chubb) Company No. If your request is approved, refunds will be issued in the original form of payment. Travel insurance coverage varies from Card to Card. Business Travel Accident How to Request by Email: If you have met the above conditions and would like to request the termination of your AETI certificate/policy and refund of your premium, please send an email to: aeti@aexp.com, The email subject should be: AETI Refund Policy #500xxxxxxxx. AAC will accommodate requests if the following conditions have been met: This is a one-time only exception. There are many resources available that you may consult including: the WHO and the CDC websites, your travel provider or your travel agent. Please refer to your purchased certificate of insurance/policy or see a sample certificate of insurance/policy on the American Express Travel Insurance website for a full description of all terms, conditions, provisions and exclusions. American Express Travel Insurance offers a global medical plan and trip cancellation coverage to Amex cardholders. Hilton Honors American Express Card: Best feature: Hotel rewards. So, again, American Express Travel Insurance is offering good, but not spectacular, terms and conditions when compared to the wider travel insurance market. How to Request by mail: If you have met the above conditions and would like to request the termination of your AETI certificate/policy and refund of your premium, please mail your written request to: Please Note: This letter will be your confirmation that you have met the conditions noted above and will be the basis for the termination of your AETI certificate/policy and refund of your premium. Updated: March 13, 2020. Please review. You have always been a wanderer, claiming territories with your wisdom. © 2020 American Express. American Express credit cards have emerged as one of the top card travel insurance options. Coverage is determined by the terms, conditions, and exclusions of Policy AX0400 or Policy BIP-IND and is subject to change with notice. American Express® Card Travel Insurance – Policy Wording effective 1 July 2016. Information contained in this document does not modify or change the terms of coverage included in your purchased certificate/policy. If you would like to learn more about the American Express Travel Insurance certificate of insurance/policy, please see a sample certificate of insurance/policy on the American Express Travel Insurance website for a full description of terms, conditions, provisions and exclusions. As mentioned above, based on information published by the World Health Organization (“WHO”) on January 21, 2020, COVID-19 became a known event (“Known Event”), which affects the travel insurance coverage available for new policies purchased. This benefit provides secondary coverage. American Express Card Baggage Insurance Plan is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. © 2020 American Express. American Express travel insurances most comprehensive coverage of all, Ultimate Travel, combines all of the above. Yes, coverage is subject to all terms, conditions, provisions and exclusions contained in the American Express Travel Insurance certificate of insurance/policy. 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